At Rabideau Law, we regularly receive questions from seniors and their families about the tax treatment of life leases in Ontario. One common question is:“If I’m a senior living in a life lease, can I claim the property taxes I pay?” The short answer:✅ Yes — but not as a deduction on your tax return.Instead, […]
The Early Signs: Late or Skipped Payments Missing a mortgage payment doesn’t automatically trigger enforcement, but it does start a chain of potential consequences: Impact on Credit: The first missed payment can drop a borrower’s credit score by 80–100 points. These notations (e.g., M2 or R2) remain on a borrower’s credit report for six years. […]
Private equity investors and fund managers alike are increasingly turning to Mutual Fund Trusts (MFTs) as part of their investment structuring strategy — and for good reason. These trusts offer a unique blend of flexibility, tax efficiency, and investor appeal, making them an ideal tool to pool capital while minimizing tax drag. What Is a […]
Unlike the U.S. castle doctrine, Canadian law does not presume that a homeowner can automatically use force when an intruder enters. Instead, the Criminal Code (ss. 34–35) requires that several conditions be met. 1. Assess the Situation The homeowner must first believe, on reasonable grounds, that they or another person are being threatened with force, […]
At Rabideau Law, we spend much of our time helping clients secure and protect their real estate. For many Canadians, their home is their most important asset—financially and emotionally. But when it comes to defending that property from intruders, Canadian law takes a very different approach than the United States. In the U.S., most states […]
When it comes to launching a private investment fund, one structure stands out: the Limited Partnership (LP) with a General Partner (GP). It’s flexible, investor-friendly, and — when done right — highly tax efficient. At Rabideau Law, we help clients build these structures from the ground up to raise capital, protect the general partner, and […]
Private equity isn’t just a buzzword thrown around on Bay Street — it’s a powerful investment model that’s reshaping how Canadians build wealth, fund businesses, and diversify portfolios. At Rabideau Law, we help clients cut through the complexity and launch investment structures designed for long-term success. Whether you’re an entrepreneur raising capital or an investor […]
Separation marks a major transition, not just emotionally, but also financially and legally. One of the most common questions we receive is whether someone can buy a new home in Ontario after separation but before a divorce is finalized, especially when no separation agreement has been signed. The short answer is yes. Yes, you can […]
As housing affordability continues to dominate national headlines, one proposed federal measure could offer immediate relief for many homebuyers: a full GST rebate on newly built homes priced up to $1 million. If enacted, this would represent a major update to Canada’s long-standing Goods and Services Tax (GST) housing rebate rules under the Excise Tax […]
The new Build Canada Homes initiative signals a return to direct federal participation—on public land, with federal coordination and financing, and through partnerships with private builders. While the details are still emerging, the core promise is bold: to double the country’s homebuilding output. But will it work? The answer depends on several key factors: 1. […]